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What is life insurance

A type of insurance that pays out when the insured person dies. Life Insurance is a contract between the insured (employee) and the insurance provider. Provided the premiums are paid, the insurance provider agrees to pay a sum of money to your beneficiaries if you pass away. The death benefit paid from a life insurance policy is a tax-free, lump sum amount.  Group benefits life insurance can also be referred to as term insurance. This means once the coverage term ends, the coverage ends.

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