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What do I do if my coordination of benefits is court ordered

If your coordination of benefits (COB) is court ordered, please email a copy of the order to support@sterlingcapitalbrokers.com and indicate that it is a  "Court Ordered - COB".

For children where the parents are divorced/separated - the parent with custody pays first, then if they have a spouse that plan pays second, then the non-custodial parent would pay third and the spouse of the non-custodial parent would pay 4th.  Unless a different arrangement ordered by the courts.

Who is the Claim For?

1st Payor

2nd Payor

3rd Payor

4th Payor

Plan Member

  • Plan member's carrier (submit claim to member’s carrier)
  • Spouse's Carrier 

Spouse

  • Spouse's carrier
  • Plan Member's Carrier

Dependent

  • The carrier of whichever parent's birthday comes first in the year
  • The other parent's carrier

Dependents with a Custodial Arrangement

  • Custodial Parent's Carrier
  • Custodial Parent's Spouse's Carrier
  • Non-custodial Parent's carrier
  • Non-custodial Parent's spouse's carrier

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